As flooding begins to recede in Fort Lauderdale, insurance agents and FEMA leaders say now is a good time for people in our area to consider purchasing flood insurance if they don’t already have it. “The easiest thing to remember is that you don’t necessarily need to look at a flood map, just look at your address. If your address says ‘Florida’, you need flood insurance,” said FEMA spokesman John Mills. Mills says flood insurance is required for some homeowners who live within a flood zone, but he says that even if you live somewhere where it’s not required, getting flood insurance is your safer bet. Click here to find out if you live in a flood area. . “In Florida, you either live in or live near a high-risk flood area. The water doesn’t follow the lines on the map. So when you get seven inches of rain, first inches of rain, 20 inches of rain or more in one place In a short period of time, it’s likely to flood in that location. That’s why it’s important to have flood insurance,” as Mills reminds all Floridians that unless a major disaster declaration is announced by the federal government, there can be no flooding. Flood affected people apply for flood damage assistance through FEMA. In Fort Lauderdale, there is no federal declaration of a major disaster. And on Friday, the director of the Florida Department of Emergency Management said that likely won’t happen. The owner of Jerger Insurance and Financial Services in Fort Pierce, Gregory Jerger, also highlighted the need for flood insurance. “Flooded homes are flooded outside of flood zones,” Jerger said. “What we’re having in Florida, you see in Ft. Lauderdale is you have floods and sometimes people go without flood insurance and then when they realize they had a flood event they don’t have coverage what we’re seeing today is we get flooding outside of flood zones so a lot of people get flooding that’s not in a flood zone so if they don’t If you don’t have a flood insurance policy, Gerger said, “you don’t have the insurance coverage.” Experts say a typical flood insurance policy in Florida can cost about $340 for the year. Typical policies typically cover about $250,000 in damage to the structure and about $100,000 in damage to personal property within the home. One of Florida’s leading homeowner insurance providers, Citizens Property Insurance, will require all customers to take on flood insurance by 2027. That’s because Senate Bill 2-A, which passed during a special session, was signed into law by the government. Ron DeSantis.
Florida –
As flooding begins to recede in Fort Lauderdale, insurance agents and FEMA leaders say now is a good time for people in our area to consider purchasing flood insurance if they don’t already have it.
“The easiest thing to remember is that you don’t necessarily need to look at a flood map, just look at your address. If your address says ‘Florida’, you need flood insurance,” said FEMA spokesman John Mills.
Mills says flood insurance is required for some homeowners who live within a flood zone, but he says that even if you live somewhere where it’s not required, getting flood insurance is your safer bet.
Click here to find out if you live in a flood area.
“In Florida, you either live in a high-risk flood area or you live near one. The water doesn’t follow the lines on the map. So when you get seven inches of rain, first inches of rain, 20 inches of rain or more in a place One in a short period of time, it’s likely to flood in that location. That’s why it’s important to have flood insurance,” Mills said.
It also reminds all Floridians that unless a major disaster declaration is announced by the federal government, people affected by floods cannot apply for flood damage assistance through FEMA.
In Fort Lauderdale, there is no federal declaration of a major disaster. And on Friday, the director of the Florida Department of Emergency Management said that likely won’t happen.
The owner of Jerger Insurance and Financial Service in Fort Pierce, Gregory Jerger, also highlights the need for flood insurance.
“40 to 50% of flooded homes are flooded outside of flood zones,” Gerger said. “What we have in Florida, as you can see in Fort Lauderdale, is you have floods and sometimes people go without flood insurance, and then when they realize they have a flood event, they don’t have it covered.
“What we’re seeing today is we get flooding outside of flood zones, so a lot of people get flooding that isn’t in a flood zone, so if you don’t have a flood insurance policy, you don’t have coverage,” Gerger said.
Experts say a typical flood insurance policy in Florida can cost about $340 for the year. Typical policies cover about $250,000 in damage to the structure and about $100,000 in damage to personal property inside the home.
One of Florida’s leading homeowner insurance providers, Citizens Property Insurance, will require all customers to handle flood insurance by 2027. That’s because of Senate Bill 2-A, which passed during a special session, and signed into law by Governor Ron DeSantis. .
